Permanent coverage that lasts a lifetime. Build cash value, enjoy fixed premiums, and provide your family with guaranteed financial security forever.
This policy offers coverage for the whole life of the insured. Unlike term life policies, whole life carries a cash value that can be withdrawn, borrowed against, or cashed out upon surrender of the policy.
In addition, some policies include a living benefit rider that pays you your death benefit early for qualified health conditions.
Why Whole Life is the premium choice for lasting security.
Provides permanent coverage for your entire life, unlike term life insurance. As long as you pay the premiums, the policy is designed to last your entire life, providing a death benefit whenever you pass away.
Includes a guaranteed cash value that grows over time. A portion of each premium contributes to this value, which grows at a guaranteed rate and can be accessed during your lifetime.
Prices are set. The premium amount is locked in at the start of the policy and remains the same for the entire life of the policy, protecting you from future price hikes.
See how Whole Life offers superior benefits including cash value accumulation and lifelong protection.
| Feature | Whole Life | Term Life |
|---|---|---|
| Guaranteed Payout | Yes | Yes |
| Lifelong Protection | Yes | No |
| Accumulates Cash Value | Yes | No |
| Dividends | Yes | No |
| Fixed Premiums | Yes | No |
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