Welcome to Champs Insurance (“we,” “us,” “our”). By accessing or using our website, services, quote tools, or submitting your information, you (“you,” “user,” or “visitor”) agree to these Terms of Service (“Terms”). Please read them carefully before using our services.
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1. Acceptance of Terms
By using our website or submitting any information through our forms, quote tools, or communication channels, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, do not use our site or services.
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2. Use of Information and Consent to Contact
By providing your contact information (including but not limited to your name, phone number, and email address), you expressly authorize Champs Insurance, its affiliates, and marketing partners to contact you for marketing, solicitation, and insurance-related purposes using any of the following methods:
• Phone calls (including prerecorded or automated messages),
• SMS/text messages,
• Email, and
• Other electronic or physical communications.
You understand that:
• Your consent to be contacted is not a condition of purchase.
This consent authorizes contact even if your number is listed on a federal or state Do Not Call registry, to the extent permitted by applicable law.
• Contact may include the use of automated dialing systems, prerecorded messages, or text messages.
• You may revoke consent at any time by contacting us or following opt-out instructions included in any message.
• Contact may occur through automated systems compliant with applicable laws.
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3. Information Sharing and Partner Contact
By completing any form or quote request on our website, you grant Champs Insurance permission to share your information with our trusted insurance partners, affiliates, and licensed agents for the purpose of providing quotes, offers, or marketing communications related to insurance products or services.
These partners may contact you directly through the methods listed above in accordance with applicable laws.
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4. No Financial or Professional Advice
All information provided on the Champs Insurance website, including articles, tools, and estimates, is for informational purposes only and should not be considered financial, legal, or professional advice.
We recommend that users consult a licensed financial advisor or insurance professional before making any financial decisions.
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5. Accuracy and Limitations of Information
While we strive to keep the information on our website accurate and up to date, we do not guarantee the accuracy, completeness, or reliability of any content, estimate, or quote.
Champs Insurance is not responsible for any errors, omissions, or losses resulting from the use of this website or its tools.
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6. Limitation of Liability
To the fullest extent permitted by law, Champs Insurance and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website, services, or communications.
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7. Privacy and Data Use
Your submission of personal information through the website is governed by our [Privacy Policy]. By using our services, you agree that we may collect, store, and share your information with our partners as described in these Terms and our Privacy Policy.
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8. Modifications to Terms
Champs Insurance reserves the right to modify these Terms at any time. Changes will take effect immediately upon posting to our website. Your continued use of our services constitutes your acceptance of the revised Terms.
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9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of [Your State], without regard to conflict of law principles.
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10. Contact Information
If you have any questions regarding these Terms, please contact us at:
Email: support@champsinsurance.com
Phone: (866)-221-4222
Address: 2248 Broadway #1914 , New York, NY, United States, 10024